One of our banking services providers is carrying out essential maintenance on its computer systems this weekend that will affect Faster Payments made on Friday 21 July and Saturday 22 July. Find out how our services are affected
Just enter your details and we’ll be able to tell you whether we can lend to you and how much we would be able to lend.
Once you have obtained your Approval in Principle (AIP) you have 30 days to continue with a full mortgage application. You can do this immediately or save your AIP to complete later.
There is no charge for getting your lending decision. However you should know that there are fees which apply to a full mortgage application and you’ll be given a breakdown of these prior to submitting your application.
Your salary information, including any regular bonus or overtime payments. This also includes benefit payments you may receive like child maintenance.
Please note, we don’t include foreign income or assets when calculating how much we can lend you.
Payments you make against credit cards, overdrafts or loans (including student loans). Child care and child maintenance payments are included and details of any existing mortgage you may have.
You might find it useful to check how much your mortgage repayments could be and to look at how much you could potentially borrow. You don’t need to use the calculators before you obtain your lending decision but you might find it useful.
If you need further advice on the application process or you need additional support before proceeding with your application, please call us on our mortgage helpline number.